GEICO not only covers our cars but also our motorcycles. GEICO, widely regarded as one of the best insurance companies in the world, also provides low-cost motorcycle insurance. If you have so many bikes in your garage, you do not have much room for anything else. GEICO Motorcycle Insurance provides one of the best insurance coverage options for your motorcycle. It helps to insure almost all types of motorcycles, like scooters, trikes, cruisers, and so many others, which makes it perfect for your motorcycle.
As one of the largest auto insurers in the country, this insurance company has become a name for people looking to insure their motorcycles. Most states require Geico motorcycle insurance to protect you if you are involved in an accident while riding a motorcycle. This insurance is similar to auto insurance because it covers most things that happen to your ride anytime, any day. GEICO offers policies for different bikes. To know what type it is, follow this article to the end and get enlightened on GEICO motorcycle insurance.
What does GEICO motorcycle insurance cover?
GEICO motorcycle insurance coverage is just like car insurance coverage. Just like the latter, most states in the country require a sum of money that will pay for the damages and medical bills if you are the one at fault for the accident. However, there is a fixed amount and that is where the insurance comes in. The following are the types of insurance that Geico motorcycle insurance covers:
- Collision -Covers damages made on your motorcycle when it hit or get hit by another vehicle or motorcycle. It also repairs or replaces your motorcycle if you are involved in an accident whether it is your fault or not.
- Medical payments – This covers the injuries on yourself or the passengers after the accident
Comprehensive – Repairs or replaces your motorcycle if it gets stolen, vandalized, damaged by an act of nature like rain or thunder.
- Helmet- This helps replace your helmet when it gets lost or stolen
- Accessories- Repairs or replaces your damaged accessories like electronics, saddlebags, seats and so many others.
- Property damage liability – It covers any property damages you made in an accident
- Bodily injury liability – Covers the medical bills of your passengers and other people in the accident caused by you.
As it was stated earlier this insurance is made compulsory by the states. However, these above coverages are not made compulsory in all the states in the United States.
How Much Does the GEICO Motorcycle Insurance Cost?
There is no fixed amount for the insurance policy. GEICO offers motorcycle policies in a very convenient way. However, the cost depends on the level of coverage you will like to purchase just like the below
- Gender- men cost more than the woman to insure
- Experience- if you are experienced you get lower costs
- Age- as a rider if you are above 20, you are likely to receive lower rates
- State- it also depends on your state insurance condition.
- Driving history: if you have had no accidents or tickets in the past three years, you can get a lower rate.
- Use- You will be likely asked to pay less to insure a bike used to recreate than a bike you use daily.
Before you get the insurance, you need to be very sure because without being sure you can get more or lesser than your normal rates.
Benefits
You’ll get to enjoy a lot of things when you use GEICO to insure your motorcycle. Geico motorcycle insurance covers a variety of motorcycles, unlike any other insurance company. All of their motorcycle insurance includes different types of coverage that happen to your motorcycle.
Visit the GEICO motorcycle insurance today and protect your lives and also the passengers. Go to the nearby GEICO insurance company. Better still, visit their website and insure lives in case of any unforeseen accidents.